A state senate panel passed a measure Tuesday that would set up what critics call “predatory loans." But it’s not just the language in the measure that has some concerned. It’s how the bill came to be in the first place. 

Rather than introduce House Bill 2469 in its’ current form at the start of the session and have it go through the regular legislative process, which can involve multiple hearings, Republican Debbie Lesko grafted the language to another, un-related bill.

It’s called a “strike everything” amendment. Strikers are not uncommon.

"I guess the concern is if they go through the regular process, they’re not going to get anywhere and so they think if they can come in at the last minute and rush this through it may get through the process. I’m not sure why they’re doing it this way," said Cynthia Zwick, who is with the Arizona Community Action Association.

Zwick said these types of bills are not popular in Arizona. And nearly a decade ago, Arizona voters outlawed pay day loans, another type of high interest loan.